• Our Services

Personal Car Loans in Australia

  • Our Services

Personal Car Loans in Australia

Personal Loans for Luxury & Everyday Vehicles

Whether you’re upgrading your family SUV or purchasing a prestige vehicle, we arrange personal car loans across Australia tailored to your lifestyle and financial goals. As an experienced finance broker, OurCar provides flexible car finance solutions for luxury vehicles, electric and hybrid cars, and second or weekend vehicles — without dealership delays.

  • Luxury Vehicles & SUV Finance
  • Electric & Hybrid Vehicle Loans
  • Second or Weekend Car Finance


What to Expect:

  • Competitive rates through our lender network
  • Fast car loan approvals and minimal paperwork
  • Concierge level broker support from application to settlement


How Our Personal Car Loans Work

We assess your financial situation, match you with suitable lenders and structure a car loan that aligns with your income and goals. Whether you’re salaried, self-employed or purchasing a prestige vehicle, we simplify the approval process.


Who We Work With

  • High income professionals
  • Self employed borrowers
  • First time car buyers
  • Prestige vehicle purchasers



Personal Car Loan FAQs

How long does personal car loan approval take?

Most applications are approved within 24 hours, depending on documentation and lender requirements.

Can I get car finance with less-than-perfect credit?

We work with a broad panel of lenders and explore options tailored to your financial profile and credit history.

Can I finance a luxury, electric or hybrid vehicle?

Yes. We arrange finance for prestige vehicles, electric cars and hybrid vehicles across Australia.

Do I need to go through a dealership?

No. We arrange car finance independently, giving you flexibility and negotiating power when purchasing your vehicle.



Why work with us

Personalised Experience
One-on-one service from a family-run, experienced team
Trusted Network
Access to a broad panel of lenders for commercial and consumer finance
Fast Turnaround
95% of applications approved within 24 hours
Get in touch
Talk to expert now!
touch--interaction
Explore more services
Discover our insight about finance
  • Join over 500+ Australians

Check your eligibility in
& talk to a finance specialist.

Talk to Us

 %

client approval rate within 24 hours

$ M+

financed for vehicles and assets

5/5

average client rating from high-net-worth
  • OurInsights

Stay in the loop

Show All Blog

Car Finance Interest Rates Australia (2026 Guide): How to Get a Better Rate

car finance interest rates Australia guide

Car finance interest rates Australia can vary significantly depending on your financial position and how your loan is structured. Most rates typically range between 5% and 15%+, but what you’re offered isn’t random. It’s based on how lenders assess risk and more importantly, how your application is presented. Understanding how car finance interest rates Australia […]

What Credit Score Do You Really Need for Car Finance in Australia?

credit score required for car finance Australia explained with cars lined up

If you’re thinking about applying for car finance in Australia, understanding your credit score for car finance in Australia, specifically your credit score car finance Australia, will play a key role in the outcome. But it’s not just about approval. It affects: Understanding where you stand before applying can make a significant difference. What is […]

Find out how much you can borrow


See how much you can borrow towards your next asset. No credit check required, for
any equipment sold by dealers, private sellers and auctions.

Our experts give you access to more than 40+ of Australia’s most trusted banks
and non-bank lenders.
  • Send us a message
Hello OurCar team! My name is and I’m looking for help with .
I’d love to hear from you — send your advice, options, and next steps to .
Here’s what I’d like to share: .
We bring decades of combined experience in premium finance solutions, tailored for individuals and business owners.
Contact
Suite 402/35 Spring St, Bondi Junction NSW 2022
info@ourcarfb.com.au
+61 466 269 313
© Copyright 2025 OurCar Financial Brokers All Right Reserved
Ourrmaison Pty Ltd trading as OurCar Finance Brokers | ACN: 678 550 911 is an authorised credit representative 542971 of National FinanceConnections Pty Ltd | ACN 661 296 457 | Australian Credit Licence 543046.

We received your request

Calculations are underway. You’ll receive your result within 30 minutes